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Specialist Property Insurance Services

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Insurance for UNDERPINNED Properties (eg previously suffered subsidence)
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Non Members:  Please press CLICK HERE or the logo to visit their website, or call their dedicated Designs on Property hotline - 0844 8921731.

Member Benefit:  All Members that sign up to a Towergate policy will receive a £25 voucher for either W H Smith, Debenhams or Marks & Spencers.  For further information, please contact us.
 

Insurance for NON-STANDARD CONSTRUCTION Properties (eg timber frame, steel frame, eco)
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Non Members:  Please press CLICK HERE or the logo to visit their website, or call their dedicated Designs on Property hotline - 0844 8921731.

Member Benefit:  All Members that sign up to a Towergate policy will receive a £25 voucher for either W H Smith, Debenhams or Marks & Spencers.  For further information, please contact us.
 

Insurance for UNOCCUPIED Properties (eg left vacant for 30 days or more)
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Non Members:  Please press CLICK HERE or the logo to visit their website, or call their dedicated Designs on Property hotline - 0844 8921731.

Member Benefit:  All Members that sign up to a Towergate policy will receive a £25 voucher for either W H Smith, Debenhams or Marks & Spencers.  For further information, please contact us.
 

Latest Property News

  What are your options if you have one poorly parent and one well parent?
Sep 21, 2009
On the one hand this can make things easier, as often, the parent who is well will be able to help make the decisions and they will often want to either stay in the home or move, so it takes renting out of the equation.
  Leaving a Property Empty Long Term
Sep 18, 2009
If you have to leave a property empty for any period of time, but particularly for a long term, it's essential that you follow our ‘empty property checklist’ to make sure that you keep it as safe as possible for when your parent returns.
  What should you do with your parents' home if they are put into care?
Sep 17, 2009
Putting a loved one into care is an incredibly emotional and stressful experience; I know, we had to do make the decision on behalf of my mum when dad was suffering with Parkinsons and dementia.

In mum’s case we were lucky, she could still afford to stay in their home even when paying for dad to be in a special care home. As mum’s home was big enough to create a bedroom downstairs and we had a loo on the same level, eventually as dad’s illness progressed, we were able to bring him home for the last few months.

However, not everyone is as lucky as we were so I’ve written a quick guide to different circumstances you may find yourself in so you know what options are available to you and you can try to work out what the best thing to do is.
  Managing a Property of Non Standard Construction
May 22, 2009
The easiest way to explain what a property of ‘non standard construction’ is to define it as a property that is not made of brick or stone walls, with a slate or tiled roof. There are lots of examples of ‘non-standard’ construction properties, but they tend to be very specific to an area, depending on the type of materials that were readily available to build.  Read on for Kate's 'Top 10 Tips'.
  Top five things you need to know about thatched properties
May 20, 2009

On the one hand many of us love the idea of a chocolate box cottage covered in thatch but on the other hand, we all worry about the potential fire hazard and the cost of maintaining a thatched home.  However, much of the downsides of owning a thatched property are myths. Typically they are no more complicated than owning a normal home with a normal roof. You just need to understand what the differences are between a thatched roof and a tiled one, and know a good Thatcher!
 
more articles >>