Top Five First Time Buyer Mistakes

1. Not being clear about the difference between ‘needs’ and ‘wants’.
   
   
2. Making an offer before securing a mortgage agreement in principle.
   
   
3. Not having an independent survey done, as well as paying out for a lender’s mortgage valuation.
   
   
4. Using a cheap conveyancing/legal company.
   
   
5. Waiting for the agent, lender, legal company and surveyor to progress your purchase – you need to do it yourself!